Protecting your family & health

LIC JEEVAN SHIROMANI

Secure Tomorrow’s Smile Today
LIFE INSURANCE

Your Lifelong Shield of Financial Security

LIC JEEVAN SHIROMANI

Are you a High Net-Worth Individual seeking robust financial protection and savings? LIC’s Jeevan Shiromani offers an ideal blend of security and benefits, tailored to meet your needs. This comprehensive plan includes critical illness coverage, ensuring peace of mind for you and your loved ones.

Benefits of LIC Jeevan Shiromani

  • Survival Benefits: Receive a percentage of the Basic Sum Assured at regular intervals during the policy term.
  • Maturity Benefit: On survival till the end of the policy term, enjoy the Sum Assured on Maturity along with Guaranteed Additions and potential Loyalty Additions.
  • Death Benefit: Provides financial security to your nominees with a payout comprising Sum Assured on Death, Guaranteed Additions, and Loyalty Additions.
  • Critical Illness Benefit: Receive a lump sum payout upon diagnosis of any of the 15 critical illnesses covered.
  • Income Tax Benefits: Enjoy tax deductions on premiums paid under Section 80C and tax exemption on death benefits under Section 10(10D) of the Income Tax Act, 1961.
  • Rider Benefits: Enhance your coverage with optional riders like Accidental Death and Disability Benefit Rider, Accident Benefit Rider, and more.

Policy Details at a Glance:

  • Sum Assured: From ₹1 crore onwards, with no upper limit.
  • Policy Term: Choose from 14, 16, 18, or 20 years.
  • Premium Paying Term: Short and manageable premium paying terms.
  • Entry Age: Minimum 18 years; maximum 45 years for a 20-year policy term.
  • Maturity Age: Up to 65 years depending on the policy term chosen.
  • Premium Payment: Flexible payment frequencies – monthly, quarterly, half-yearly, or yearly
Why Choose LIC’s Jeevan Shiromani?

LIC’s Jeevan Shiromani not only safeguards your future but also offers the potential for wealth accumulation through Guaranteed Additions and Loyalty Additions. With comprehensive coverage against life’s uncertainties and the flexibility to customize your policy with riders, it’s the ultimate choice for securing your financial well-being.

Premium Illustration Chart
The premium chart illustrates the annual premiums for a Sum Assured of Rs. 1 crore under LIC’s Jeevan Shiromani plan, varying by the policyholder’s age and selected policy term. Premiums are structured across different age brackets and policy durations, ensuring flexibility to suit individual financial plans.
  • Please note that these rates are indicative and subject to GST.
  • The Premium Paying Term (PPT) specifies the duration during which premiums need to be paid.

Protecting your health and securing your life is paramount, especially for High Net-Worth Individuals (HNIs) and those in the High Income Group (HIG). Imagine combining this security with the added benefit of periodic money back rewards—it adds a deeper meaning to life. LIC’s Jeevan Shiromani is uniquely designed to maximize these life insurance benefits. If you’re looking to leverage its advantages, reach out to us today to explore LIC’s Jeevan Shiromani plan.

As a leading provider of LIC insurance plans in Nabha, Patiala, Ludhiana, we specialize in catering to individuals, HNIs/NRIs, and corporates. Contact our authorized agency today at +91-9646733997 to discover the exclusive advantages of LIC’s Jeevan Shiromani and secure your future with confidence.”

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Chamkor Singh
Senior Insurance Advisor

Hello, I’m Chamkor Singh, your trusted insurance advisor with extensive experience in LIC and Star Health. I specialize in tailored life, health, and motor insurance solutions to meet your unique needs.

My mission is to provide you with the best coverage options for peace of mind and a secure future. Let’s work together to protect what matters most to you.