LIC JEEVAN UTSAV
Secure Tomorrow’s Smile Today
LIFE INSURANCE
Your Lifelong Shield of Financial Security
LIC Jeevan Utsav: Secure Your Future with Guaranteed Benefits
Looking for a life insurance plan that offers guaranteed protection and lifelong income ? Look no further than LIC’s Jeevan Utsav! This comprehensive whole life insurance plan provides financial security for your loved ones in case of your unfortunate demise, while also ensuring a steady stream of income for you throughout your retirement.
Here's what makes LIC Jeevan Utsav a standout choice:
- Guaranteed Benefits: Unlike market-linked plans, Jeevan Utsav offers guaranteed returns. You can be confident knowing exactly how much your family will receive and how much income you’ll generate in the future.
- Double Benefit – Death Benefit & Survival Benefit: Jeevan Utsav provides a death benefit that is at least 105% of the total premiums paid, along with guaranteed additions, ensuring your family’s financial well-being. Additionally, you can choose between two survival benefit options:
- Regular Income Benefit: Receive a fixed monthly income throughout your lifetime after the policy term ends, providing a reliable source of income during retirement.
- Flexi Income Benefit: Get a lump sum amount at the policy term’s end and the option to withdraw income in installments afterwards, offering you flexibility in managing your finances.
- Flexible Premium Payment Term: Choose a premium payment term that suits your budget, ranging from 5 to 16 years. This allows you to tailor the plan to your financial situation.
- Enhanced Protection with Riders (Optional): Add optional riders like critical illness benefit or accidental death benefit for additional coverage at an affordable cost. This ensures your loved ones are protected even in unforeseen circumstances.
Policy Details at a Glance:
- Sum Assured: Rs 5,00,000 to No limit
- Policy Term: Wholelife Protection
- Premium Paying Term: 5 – 13 Years
- Entry Age: 90 days – 65 Years
Premium Illustration Chart
The annualized premium for a Sum Assured of Rs. 10,00,000 varies based on the age of the insurer and the chosen plan term.
