Star Health Assure
Guarding Health, Ensuring Stability
Health Insurance
Your Assurance for a Brighter Tomorrow
Star Health Assure: Your Comprehensive Health Insurance Partner
Star Health Assure is a health insurance plan designed to empower you to prioritize your health and well-being. It offers comprehensive coverage for a wide range of illnesses, accidents, and medical emergencies, providing you with the financial support you need when you face unexpected medical costs.
Who can get covered?
- Individuals aged between 91 days and 75 years
- Families (up to 3 dependent children aged 16 days to 17 years)
No medical check-up required (except in specific cases)
What's covered?
- Hospitalization: Inpatient stays exceeding 24 hours for illness, injury, or accidents.
- Pre & Post hospitalization: Medical expenses incurred 60 days before admission and up to 180 days after discharge.
- Room rent: Based on your chosen sum assured, covering a range of room types.
- Day care procedures: Advanced treatments requiring less than 24 hours of hospitalization.
- Modern treatments: Covers expenses for procedures like oral chemotherapy, robotic surgeries etc.
- Organ donor expenses: Covers costs for both the insured person and the donor (under certain conditions).
- AYUSH treatments: Covers hospitalization expenses for traditional Indian medical systems (up to the sum assured).
- And more! The plan also covers ambulance charges, rehabilitation & pain management, and repatriation of mortal remains.
Additional benefits:
- Cumulative bonus: Earn up to 100% additional coverage for claim-free years.
- Optional deductible: Choose a deductible for a discounted premium.
- Health check-up: Get free annual health checkups (limits apply).
- Wellness program: Earn discounts on renewals by participating in healthy activities.
Flexible options:
- Choose your desired sum assured level.
- Pay premiums annually, half-yearly, quarterly, or even over 2 or 3 years (excludes long-term plans).
Coverage Start Date:
There’s a waiting period before certain conditions are covered under your Star Health Assure plan. This means you won’t be eligible for claims related to these conditions until a specific amount of time has passed since your policy start date.
- Pre-existing conditions:
- For 3-year term plans: 30 months waiting period
- For 1 and 2-year term plans: 36 months waiting period
- Specific diseases/procedures: 24 months waiting period
- General coverage: There’s also a 30-day initial waiting period before any claims are covered (except for accidents).
Important to Remember:
- Always be transparent about your health during the application process to avoid any claim rejections due to pre-existing conditions.
- Review the policy document for a complete list of pre-existing conditions and specific diseases/procedures with their respective waiting periods.
Peace of mind with Star Health Assure:
This plan offers comprehensive coverage for a wide range of medical needs, allowing you to focus on getting better without worrying about finances
Why Choose Chamkor Singh Insurance Agency ?
- Expert Guidance: Personalized advice to help you choose the right plan based on your health needs and budget.
- Convenient Service: Hassle-free policy issuance and claims assistance to ensure a seamless experience.
- Customer Support: Dedicated support to address your queries and assist you throughout the policy lifecycle.
How to Get Started
Explore our range of Star Health Insurance plans and find the one that fits your requirements. Whether you’re looking for individual coverage, family floater plans, or specialized policies, we’re here to help you make an informed decision.
Contact us today to secure your health and future with Star Health Insurance. Let us guide you towards a healthier tomorrow.
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No medical check-up required (except in specific cases)
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